Banking, Financial Services and Insurance (BFSI)
Enabling Financial Growth & Compliance
We represent several major banks, financial institutions, insurance companies and FinTech entities of India, navigating the dynamic and highly regulated Banking, Financial Services and Insurance (BFSI) sector in the country and providing comprehensive legal services to these entities. We understand the critical balance between innovation, risk management and stringent regulatory compliance, offering proactive advice and robust representation to facilitate seamless operations and strategic growth.
Comprehensive BFSI Legal Solutions
Corpolit & Co. LLP offers a full spectrum of legal services tailored to the unique needs of the BFSI sector, providing strategic guidance and robust representation. Our capabilities encompass:
- Project Finance & Debt Restructuring:
- Advising on the structuring, documentation and negotiation of project finance transactions across various sectors (e.g., infrastructure, energy).
- Drafting and reviewing complex financing agreements, security documents and inter-creditor arrangements.
- Providing legal counsel on debt restructuring, re-financing and distressed asset management, including schemes for corporate debt restructuring and strategic debt restructuring.
- Regulatory Compliance (RBI, SEBI, IRDAI):
- Advising on compliance with the extensive regulatory frameworks established by the Reserve Bank of India (RBI), Securities and Exchange Board of India (SEBI) and the Insurance Regulatory and Development Authority of India (IRDAI).
- Assisting in obtaining necessary licenses, approvals and registrations for financial entities, including banks, Non-Banking Financial Companies (NBFCs), payment system operators and insurance intermediaries.
- Providing ongoing advisory on statutory and regulatory changes, circulars and guidelines pertaining to banking operations, capital markets and insurance business.
- FinTech Advisory & Legal Solutions:
- Advising on the legal and regulatory aspects of FinTech innovations, including digital payments, lending platforms, blockchain applications and InsurTech solutions.
- Assisting with compliance for emerging technologies, data privacy, cybersecurity and consumer protection in the digital financial space.
- Drafting terms of service, privacy policies and agreements for FinTech platforms.
- Insurance Law & Claims:
- Advising insurers, policyholders and intermediaries on various aspects of insurance law, including policy drafting, product development and regulatory approvals from IRDAI.
- Handling complex insurance claims disputes, including those related to life, health, motor, property and general insurance.
- Representing clients in negotiations and litigation arising from insurance policy interpretation, repudiation of claims and subrogation matters.
Litigation in Commercial Courts and Tribunals
Our firm provides experienced representation in BFSI-related litigation, safeguarding our clients' interests across various judicial and quasi-judicial forums. Our services include:
- Representing banks and financial institutions in debt recovery proceedings before the Debts Recovery Tribunals (DRTs) and Debts Recovery Appellate Tribunals (DRATs).
- Handling matters under the Insolvency and Bankruptcy Code (IBC) before the National Company Law Tribunal (NCLT) and the National Company Law Appellate Tribunal (NCLAT), representing financial creditors, operational creditors and corporate debtors.
- Appearing before the Securities Appellate Tribunal (SAT) and the Supreme Court of India in appeals against SEBI orders and other capital market-related disputes.
- Litigating insurance claims and disputes before Consumer Commissions (District, State and National), Civil Courts and High Courts.
- Representing clients in regulatory enforcement actions, penalty proceedings and appeals initiated by the RBI, SEBI, or IRDAI.
Your Trusted Legal Partner on All Aspects of BFSI
At Corpolit & Co. LLP, we understand the intricate legal and business challenges inherent in the BFSI sector. Our integrated approach combines deep industry knowledge with robust legal expertise, enabling us to provide proactive, strategic and practical solutions. We are committed to fostering growth while ensuring strict adherence to regulatory standards, making us a trusted partner for financial institutions across India.
